Investment management concept
The primary goal of the asset investment is to cover the benefits of the insured. Coverage should be guaranteed at all times with the greatest possible security.
The aim is to achieve the highest possible return for the investment risk assumed within the risk capacity of the Swisscanto Flex Collective Foundation. In doing so, the Swisscanto Flex Collective Foundation pursues an efficient distribution of risk across the investment categories and markets, currency, sectors and titles. The title-specific risk should be minimized through diversification.
With its three investment strategies Flex 20, Flex 30 and Flex 40, the Swisscanto Flex Collective Foundation offers a wide range of investment options. The Flex RK investment pool is exclusively available to the pensioners’ pension fund, with this investment strategy being almost identical to that of Flex 20.
The jointly managed pension solution is invested exclusively in the defensive Flex 20 investment pool.
Customers of this pension solution have the option of choosing a specific investment pool based on their individual risk capacity. This is heavily dependent on the degree of coverage of the pension fund, the composition of the insured and the existing reserves. Once the necessary target value fluctuations have been reached, a change within the various investment pools is possible on an annual basis.
Invest successfully and sustainably.