Flex collective


Flex collective is an offering for companies that would like to transfer their pension fund obligations to a specialised collective foundation. Although Flex collective is usually favoured by smaller companies, our customers also include bigger companies that wish to outsource their pension fund obligations to a competent collective foundation.

Flex collective customers benefit from efficient administrative processes, an advantageous insurance rate, and a high degree of transparency. The pension capital within this collective solution is invested in the Flex 20 investment pool with relatively low risk. The number 20 no longer stands for the long-term targeted equity component. Instead, the actual equity component of the investment strategy is shown in the reports.

The interest rate is determined annually by the Board of Trustees on the basis of the net return on the investment pool and taking into account the necessary fluctuation reserves.

Your benefits

  • Solution for companies with at least three insured persons
  • Joint funding ratio
  • Invested in Flex 20 investment pool
  • Affiliation is not possible while suffering a funding deficiency
  • The interest rate is determined by the board of trustees

Contact us

Do you have questions on the Flex collective product?
We would be pleased to answer them.