In Switzerland, the importance of collective foundations has grown strongly in the past few years.  Swisscanto Pensions Ltd. therefore decided in 2009 to establish the Swisscanto Flex Collective Foundation of the Cantonal Banks to provide mandatory and extra-mandatory occupational benefits insurance. Compared to other occupational pension institutions it is therefore still a young pension scheme. The 'Flex' part of the name is part of the programme and promises more flexibility, individuality and participation in the structuring of the pension fund.

Until the end of 2016, the Swisscanto Flex Collective Foundation had matching reinsurance cover for the risks of death and disability. Given its very encouraging growth, the board of trustees decided to give up this matching reinsurance cover for 2017 and to move a step closer to autonomy with a combination of stop-loss and excess-of-loss cover.

Since 2018, the Swisscanto Flex Collective Foundation has also been a member of the Inter-Pension interest group and thus adopted the revolving door principle promoted by the Swiss Insurance Association (SIA).

This excellent growth confirms that our Collective Foundation scheme meets the needs of many companies. Their preferred pension schemes can be implemented in a customised manner.

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