The exact effects on the coverage ratio of the individual pension plans have not yet been finally confirmed; these will only be definitively communicated after the audit has been carried out at the end of April and the approval of the annual financial statements by the Board of Trustees on May 17, 2023. Fortunately, the return has already developed very positively in the current investment year 2023 (as of February 28, 2023): Flex 20 +1.79%, Flex 30 +2.11%, Flex 40 +2.52%.
Figures as of December 31, 2022 (approximately)
| Affiliated pension schemes | 340 pension plans with 12,689 insured persons |
| Assets | CHF 2.4 billion |
| Coverage ratios | Collective foundation: 105% Flex collective:: 101.3% Flex pensioners: Slight underfunding (therefore compensation according to the «Participation and restructuring» regulations) |
| Technical interest rate | 1.75% (previous year 1.50%) |
| Technical basics | BVG 2020 / periodic table |
| Conversion rate | 2023: 5.20% on the entire balance 2024: 5.1% on the entire balance 2025: 5.1% on the entire balance From 2026: will be communicated at the end of 2023 |