{"id":10701,"date":"2022-12-19T10:08:48","date_gmt":"2022-12-19T09:08:48","guid":{"rendered":"https:\/\/www.swisscanto-flex.ch\/pension-solutions\/flex-collective\/"},"modified":"2023-12-21T09:18:58","modified_gmt":"2023-12-21T08:18:58","slug":"flex-collective","status":"publish","type":"page","link":"https:\/\/www.swisscanto-flex.ch\/en\/pension-solutions\/flex-collective\/","title":{"rendered":"Flex collective"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10701\" class=\"elementor elementor-10701 elementor-7738\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8c5bd50 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8c5bd50\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-115be81\" data-id=\"115be81\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ff1812c elementor-widget elementor-widget-heading\" data-id=\"ff1812c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Flex collective<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-11a4f7f elementor-widget elementor-widget-text-editor\" data-id=\"11a4f7f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Flex collective is an offering for companies that would like to transfer their pension fund obligations to a specialised collective foundation. Although Flex collective\u00a0is usually favoured by smaller companies, our customers also include bigger companies that wish to outsource their pension fund obligations to a competent collective foundation.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68ff48a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"68ff48a\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-89cb359\" data-id=\"89cb359\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-03d037c elementor-widget elementor-widget-image\" data-id=\"03d037c\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/www.swisscanto-flex.ch\/wp-content\/uploads\/2023\/02\/Flex-kollektiv_Header.jpg\" class=\"attachment-large size-large wp-image-11884\" alt=\"\" srcset=\"https:\/\/www.swisscanto-flex.ch\/wp-content\/uploads\/2023\/02\/Flex-kollektiv_Header.jpg 1920w, https:\/\/www.swisscanto-flex.ch\/wp-content\/uploads\/2023\/02\/Flex-kollektiv_Header-300x150.jpg 300w, https:\/\/www.swisscanto-flex.ch\/wp-content\/uploads\/2023\/02\/Flex-kollektiv_Header-768x384.jpg 768w, https:\/\/www.swisscanto-flex.ch\/wp-content\/uploads\/2023\/02\/Flex-kollektiv_Header-1536x768.jpg 1536w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c80788 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0c80788\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c70e3b0\" data-id=\"c70e3b0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-91967a8 elementor-widget elementor-widget-text-editor\" data-id=\"91967a8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Flex collective customers benefit from efficient management, an advantageous insurance tariff and a high degree of transparency. The pension capital within this collective solution is invested in the Flex 35 investment pool with a balanced risk. The number 35 corresponds to the equity component.<\/p>\n<p>The interest rate is determined annually by the Board of Trustees on the basis of the net return on the investment pool and taking into account the necessary fluctuation reserves.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c4bf8e elementor-widget elementor-widget-heading\" data-id=\"8c4bf8e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your benefits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d90559 elementor-widget elementor-widget-text-editor\" data-id=\"2d90559\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>Solution for companies with at least three insured persons<\/li>\n<li>Joint funding ratio<\/li>\n<li>Invested in Flex 35 investment pool<\/li>\n<li>Affiliation is not possible while suffering a funding deficiency<\/li>\n<li>The interest rate is determined by the board of trustees<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-04e8f14 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"04e8f14\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a632f51\" data-id=\"a632f51\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a09c460 elementor-widget elementor-widget-heading\" data-id=\"a09c460\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pension solutions<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c9a1b79 elementor-widget elementor-widget-button\" data-id=\"c9a1b79\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.swisscanto-flex.ch\/en\/pension-solutions\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-sc-arrow3-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Concept<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f1b2aa elementor-widget elementor-widget-button\" data-id=\"3f1b2aa\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.swisscanto-flex.ch\/en\/pension-solutions\/flex-individual\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-sc-arrow3-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Flex individual<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-405e336 elementor-widget elementor-widget-button\" data-id=\"405e336\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.swisscanto-flex.ch\/en\/pension-solutions\/pensioners-pension-fund\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-sc-arrow3-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Pensioners\u2019 pension fund<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7a0f266 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a0f266\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-fcaeba0\" data-id=\"fcaeba0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-19a43d3 elementor-widget elementor-widget-template\" data-id=\"19a43d3\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"13294\" class=\"elementor elementor-13294 elementor-13291\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1b1d368f red-teaser elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1b1d368f\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-337faa32\" data-id=\"337faa32\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bc65107 elementor-widget elementor-widget-ucaddon_contact_box\" data-id=\"2bc65107\" data-element_type=\"widget\" data-widget_type=\"ucaddon_contact_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Contact Box -->\n<style>\/* widget: Contact Box *\/\n\n.sc-contact-box {\n  background-color: #080F5E;\n  color: white;\n  padding: 78px;\n  position: relative;\n}\n.sc-contact-box .sc-headline h2 {\n  color: white;\n  font-weight: bold;\n}\n.sc-contact-box:hover .sc-headline h2 {\n  color: var(--e-global-color-text);\n}\n.sc-contact-box .sc-text {\n  margin-bottom: 60px;\n}\n.sc-contact-box .sc-contact-box-wrapper-link {\n  position: absolute;\n  top: 0;\n  left: 0;\n  right: 0;\n  bottom: 0;\n}\n.sc-contact-box .elementor-button-wrapper {\n  position: relative;\n}\n.sc-contact-box .elementor-button-wrapper .elementor-button {\n  color: white;\n  border-color: white;\n  text-decoration: none;\n}\n.sc-contact-box .elementor-button-wrapper .elementor-button:hover {\n  color: #BFE8FC;\n  border-color: #BFE8FC;\n}\n\n<\/style>\n\n<div id=\"uc_contact_box_elementor_2bc65107\" class=\"sc-contact-box\">\n  <div class=\"sc-headline\">\n    <h2>Contact us<\/h2>\n  <\/div>\n  <div class=\"sc-text\">\n    <p>Do you have any questions about our organization? We\u2019re happy to answer them.<\/p>\n\n  <\/div>\n  <a href=\"https:\/\/www.swisscanto-flex.ch\/en\/contact\/\" class=\"sc-contact-box-wrapper-link\">&nbsp;<\/a>\n  <div class=\"elementor-button-wrapper\">\n    <a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.swisscanto-flex.ch\/en\/contact\/\">\n      <span class=\"elementor-button-content-wrapper\">\n        <span class=\"elementor-button-text\">Contact<\/span>\n      <\/span>\n    <\/a>\n  <\/div>\n<\/div>\n<!-- end Contact Box -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Flex collective Flex collective is an offering for companies that would like to transfer their pension fund obligations to a specialised collective foundation. Although Flex collective\u00a0is usually favoured by smaller companies, our customers also include bigger companies that wish to outsource their pension fund obligations to a competent collective foundation. Flex collective customers benefit from [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":10411,"menu_order":20,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-10701","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Multiple benefits as a Flex collective customer - Swisscanto Flex<\/title>\n<meta name=\"description\" content=\"Find out more here about the 5 advantages that you enjoy as a Flex kollektiv customer.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.swisscanto-flex.ch\/en\/pension-solutions\/flex-collective\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Multiple benefits as a Flex collective customer - 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