{"id":10705,"date":"2022-12-19T10:09:26","date_gmt":"2022-12-19T09:09:26","guid":{"rendered":"https:\/\/www.swisscanto-flex.ch\/pension-solutions\/pensioners-pension-fund\/"},"modified":"2023-08-08T21:59:05","modified_gmt":"2023-08-08T19:59:05","slug":"pensioners-pension-fund","status":"publish","type":"page","link":"https:\/\/www.swisscanto-flex.ch\/en\/pension-solutions\/pensioners-pension-fund\/","title":{"rendered":"Pensioners\u2019 pension fund En"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"10705\" class=\"elementor elementor-10705 elementor-7742\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3d1a7ff elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3d1a7ff\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-adedae9\" data-id=\"adedae9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-21c2816 elementor-widget elementor-widget-heading\" data-id=\"21c2816\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Pensioners\u2019 pension fund<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a15f2c5 elementor-widget elementor-widget-text-editor\" data-id=\"a15f2c5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The collective foundation runs a separate pension plan for the active insured persons of an affiliated employer. The pensioners are managed in the outsourced pension fund.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6b05742 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6b05742\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6c7aa3b\" data-id=\"6c7aa3b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8584250 elementor-widget elementor-widget-image\" data-id=\"8584250\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"400\" src=\"https:\/\/www.swisscanto-flex.ch\/wp-content\/uploads\/2023\/02\/Vorsorgewerk-Rentner_Header.jpg\" class=\"attachment-large size-large wp-image-11887\" alt=\"\" srcset=\"https:\/\/www.swisscanto-flex.ch\/wp-content\/uploads\/2023\/02\/Vorsorgewerk-Rentner_Header.jpg 1920w, https:\/\/www.swisscanto-flex.ch\/wp-content\/uploads\/2023\/02\/Vorsorgewerk-Rentner_Header-300x150.jpg 300w, https:\/\/www.swisscanto-flex.ch\/wp-content\/uploads\/2023\/02\/Vorsorgewerk-Rentner_Header-768x384.jpg 768w, https:\/\/www.swisscanto-flex.ch\/wp-content\/uploads\/2023\/02\/Vorsorgewerk-Rentner_Header-1536x768.jpg 1536w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9b6a1de elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9b6a1de\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7ebd761\" data-id=\"7ebd761\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef030eb elementor-widget elementor-widget-heading\" data-id=\"ef030eb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Your benefits<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8ac652 elementor-widget elementor-widget-text-editor\" data-id=\"b8ac652\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n<li>Individual funding ratio with solidarity between the pension schemes of the affiliated companies<\/li>\n<li>Invests in the Flex RK\u00a0investment strategy<\/li>\n<li>New pensioner portfolios that have to be absorbed are valued using different technical rates based on the individual ratio of active insured to pensioners<\/li>\n<li>Pensioner portfolios without active insured are not taken over<\/li>\n<li>Affiliation without financing the required pension capital for the pensioners is not possible<\/li>\n<li>All pensioners taken over as well as those who become pensioners during the contract term are passed on at the end of the contract<\/li>\n<li>The board of trustees decides on the financing of the required provisions<\/li>\n<\/ul>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-ea9bd77 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ea9bd77\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-46e59a2\" data-id=\"46e59a2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3eeba12 elementor-widget elementor-widget-heading\" data-id=\"3eeba12\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pension solutions<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eade892 elementor-widget elementor-widget-button\" data-id=\"eade892\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.swisscanto-flex.ch\/en\/pension-solutions\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-sc-arrow3-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Concept<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7958af5 elementor-widget elementor-widget-button\" data-id=\"7958af5\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.swisscanto-flex.ch\/en\/pension-solutions\/flex-individual\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-sc-arrow3-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Flex individual<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-59a9f19 elementor-widget elementor-widget-button\" data-id=\"59a9f19\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.swisscanto-flex.ch\/en\/pension-solutions\/flex-collective\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-sc-arrow3-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Flex collective<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6ae8dae elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ae8dae\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-28f9601\" data-id=\"28f9601\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-889fb19 elementor-widget elementor-widget-template\" data-id=\"889fb19\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"13294\" class=\"elementor elementor-13294 elementor-13291\" data-elementor-settings=\"{&quot;ha_cmc_init_switcher&quot;:&quot;no&quot;}\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1b1d368f red-teaser elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1b1d368f\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-337faa32\" data-id=\"337faa32\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2bc65107 elementor-widget elementor-widget-ucaddon_contact_box\" data-id=\"2bc65107\" data-element_type=\"widget\" data-widget_type=\"ucaddon_contact_box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\n<!-- start Contact Box -->\n<style>\/* widget: Contact Box *\/\n\n.sc-contact-box {\n  background-color: #080F5E;\n  color: white;\n  padding: 78px;\n  position: relative;\n}\n.sc-contact-box .sc-headline h2 {\n  color: white;\n  font-weight: bold;\n}\n.sc-contact-box:hover .sc-headline h2 {\n  color: var(--e-global-color-text);\n}\n.sc-contact-box .sc-text {\n  margin-bottom: 60px;\n}\n.sc-contact-box .sc-contact-box-wrapper-link {\n  position: absolute;\n  top: 0;\n  left: 0;\n  right: 0;\n  bottom: 0;\n}\n.sc-contact-box .elementor-button-wrapper {\n  position: relative;\n}\n.sc-contact-box .elementor-button-wrapper .elementor-button {\n  color: white;\n  border-color: white;\n  text-decoration: none;\n}\n.sc-contact-box .elementor-button-wrapper .elementor-button:hover {\n  color: #BFE8FC;\n  border-color: #BFE8FC;\n}\n\n<\/style>\n\n<div id=\"uc_contact_box_elementor_2bc65107\" class=\"sc-contact-box\">\n  <div class=\"sc-headline\">\n    <h2>Contact us<\/h2>\n  <\/div>\n  <div class=\"sc-text\">\n    <p>Do you have any questions about our organization? We\u2019re happy to answer them.<\/p>\n\n  <\/div>\n  <a href=\"https:\/\/www.swisscanto-flex.ch\/en\/contact\/\" class=\"sc-contact-box-wrapper-link\">&nbsp;<\/a>\n  <div class=\"elementor-button-wrapper\">\n    <a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.swisscanto-flex.ch\/en\/contact\/\">\n      <span class=\"elementor-button-content-wrapper\">\n        <span class=\"elementor-button-text\">Contact<\/span>\n      <\/span>\n    <\/a>\n  <\/div>\n<\/div>\n<!-- end Contact Box -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Pensioners\u2019 pension fund The collective foundation runs a separate pension plan for the active insured persons of an affiliated employer. The pensioners are managed in the outsourced pension fund. Your benefits Individual funding ratio with solidarity between the pension schemes of the affiliated companies Invests in the Flex RK\u00a0investment strategy New pensioner portfolios that have [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":10411,"menu_order":40,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-10705","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Separate pension plans for pensioners - Swisscanto Flex<\/title>\n<meta name=\"description\" content=\"The Swisscanto Flex Collectice Foundation runs separate pension plans for the pensioners of an employer. 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