Improvement to Swisscanto Flex Collective Foundation retirement pensions as of 1 January 2026

The Swisscanto Flex Collective Foundation is offering improved pension benefits effective 1 January 2026. The key changes are pension protection for ten years up to the age of 75 and a higher conversion rate for men. This represents a simple, modern and secure pension solution.
Looking ahead: The Swisscanto Flex Collective Foundation of the Cantonal Banks presents itself in a new design

In line with the motto “new look, same core”, the Swisscanto Flex Collective Foundation will appear in a new visual identity as of the end of August: With this new brand identity, the Swisscanto Flex Collective Foundation visually aligns more closely with the umbrella brand Zürcher Kantonalbank. The range of services and offerings remains unchanged.
Stable degree of coverage of around 105% – Despite the financial crisis year 2022

The stock market year 2022 has led to economic and financial disillusionment across the board. Nevertheless, the degree of coverage is 105% (approximately) at collective foundation level. This degree of coverage is of an informative nature and will be finally announced after the revision has been completed. The individually reported coverage ratio is decisive for each individual pension plan.
Annual accounts for 2021 were approved and published by the Board of Trustees

The Board of Trustees of the Swisscanto Flex Collective Foundation has approved and already published the 2021 annual accounts. The collective foundation is once again able to record growth – despite persistently volatile market conditions.